Finding the right home at the right price is just one aspect of a home sale or purchase. Gold Star Realty is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 270-765-3999 if your needs include a real estate pro ready for the business side of buying and selling.

Anticipated closing costs

There are certain normal fees related to closing the sale of a house. These fees are commonly divided between the buyer and seller, as noted in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Kentucky to help direct you through your process.

Closing costs that are tied to financing    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your sale, we'll not only work to get the very best sales price, but we'll also advocate for lower closing costs. And once we've come to an agreement, we'll give a detailed list of the closing costs so you are aware of exactly what you're paying for.

Buyers: When buying a house in Elizabethtown, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a reasonable range so you're not startled when you come to the closing table. We'll be glad to look through the GFE with you, answering your questions and highlighting any estimates that are uncertain.

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